Main points
- Starting February 1, 2026, Privatbank will allow holders of Visa and Mastercard business cards one privilege, but the privilege period will last only a month.
- Also in 2026, Privatbank is introducing a new tariff model for individual entrepreneurs, which cancels the monthly subscription fee for active entrepreneurs, reduces tariffs for payments to other banks, and reduces commissions for currency transactions.
“Privatbank” launched a benefit for Ukrainian businesses / 24 Channel
Privatbank has introduced an update for Visa and Mastercard business card holders. In February, they will be able to withdraw cash without commissions under certain conditions, but the grace period is limited in time.
What business commission did Privatbank cancel?
A service that simplifies entrepreneurs' access to cash when paying for goods with business cards has been made more accessible, writes Privatbank.
Starting February 1, 2026, holders of Visa and Mastercard business cards will be able to withdraw cash without bank fees directly at retail outlets when paying for purchases. The preferential condition will be valid for one month.
The service is available at more than 200,000 retail outlets across Ukraine, including large retail chains and gas stations – including ATB, Silpo, OKKO and others. This is one of the largest cash access networks in terms of coverage on the market. However, there are some conditions:
- The maximum amount of a single withdrawal is up to 6,000 hryvnias.
- The number of cash withdrawal operations with a purchase is up to three times per day.
It is important for an entrepreneur to have quick access to funds without unnecessary costs and time loss. This is precisely what this initiative is aimed at, stimulating more active use of business cards in everyday payments,
– notes Yevhen Zaihrayev, member of the board of Privatbank.
Please note! This format is focused on the typical needs of small businesses: small purchases, operating expenses, and quick settlements.
What other updates for individual entrepreneurs from Privatbank?
In 2026, Privatbank is introducing large-scale changes to the market for banking services for entrepreneurs. The new tariff model for sole proprietors effectively cancels the monthly subscription fee for active entrepreneurs and significantly reduces key commissions.
According to the new rules, if an individual entrepreneur makes payments with a business card for an amount of 15,000 hryvnias or more per month, the cost of maintaining the account will be 0 hryvnias . This is not a promotional campaign, but a systemic solution that is part of the bank's long-term tariff policy.
Which commissions will be abolished and reduced?
In addition to the zero subscription fee for active sole proprietors, the bank:
- completely cancels the commission for depositing cash proceeds through self-service terminals;
- reduces rates for payments to other banks;
- reduces commissions for currency transactions.
What do PrivatBank clients need to know?
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Privatbank has signed an agreement with the EIB and EIF that will provide small and medium-sized businesses with access to financing of up to EUR 100 million. The agreement provides for a portfolio guarantee that will cover 30-80% of the amount of an individual loan, reducing risks for the bank and making lending more accessible.
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From January 1, 2026, Privatbank has introduced paid delivery of bank cards in Ukraine and abroad, which will cost 80 hryvnias including VAT. The issuance of a “Universalna” card will be free of charge up to 6 pieces per year, after which it will cost 100 hryvnias.
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From June 1, 2025, the transfer limit is UAH 100,000 for low- and medium-risk clients, and UAH 50,000 for high-risk clients. The limits do not apply to payments for goods or services.